Medicare Truths that Hurt
If there is absolutely , positively, one thing that you need to know about Medicare, (and your retirement for…
Why you need the right Medicare Supplement plan
Medigap, Medicare Supplements, Medicare Supplemental Insurance……they all mean the same thing: they all describe the additional types of insurance…
What is Open Enrollment?
When you hear the term Open Enrollment in regards to a Medicare Supplement insurance, it refers to the six month period…
Which Medicare Supplement or Medigap plan Should I choose?
There are 10 different Medicare Supplement plans to chose from, and all of the plans are standardized. Which one…
Medicare Price Increases
Did you know that you have a mandatory expense in retirement? That’s right, and the average annual cost is…
Medigap or Medicare Advantage?
Should you purchase a Medicare Advantage plan or a Medicare Supplement/Medigap plan? What are the pros and…
Life insurance 101
Life Insurance as an Investment?
Tax Benefits of Life Insurance
Life Insurance Strategies
Life Insurance Case Studies
How to Choose the Right Plan
Annuities for Beginners
Annuities as a Death Benefit
Annuities as Income
Annuities as an Investment
Annuities as Long Term Care
Long Term Care for Beginners
Long-term care is defined as the assistance needed when we are unable to care for ourselves due to chronic…
Tax Deductible LTC?
The 1996 Health Insurance Portability and Accountability Act (HIPAA) provided certain tax benefits to people who already had LTC…
Partnership Long Term Care
Partnership long term care plans became available in 2006 with the Deficit Reduction Act of 2005. These plans are…
70% chance that Baby Boomers will need LTC
There is a 70% chance you’ll need LTC in your retirement, 70%! Think about this sobering statistic just for…
How to find the right LTC plan
Long term care prices for a married 60 year old couple can range anywhere from $1,200 to over $30,000…
What are my Long Term Care choices?
You have a couple of different options when deciding how to pay for your long term care expenses:
- Purchase a…